Planning Your Wedding: Setting Up A Budget First

Congratulations to you and your partner on getting engaged! Now as bride and groom, you have the exciting responsibilities of planning the wedding of your dreams! Finances are the primary source of conflict among couples, so minimize any fighting or tension by working together to establish a realistic, well-researched and mutually-satisfying wedding budget.


First work together to create your over-all budget. What is the total amount of money that you have to work with? Is it $10,000? $20,000? $30,000? Take into consideration the following factors:

  1. a) the amount of money the bride and groom have saved up for the wedding
  2. b) the amount of money the bride’s parents are contributing
  3. c) the amount of money the groom’s parents are contributing
  4. d) the free services and/or gifts family and friends are contributing

Please consider the following expenses: (Feel free to create a spreadsheet or record information such as maximum budget, price quotes and actual costs in a special wedding planner or wedding journal):


  1. a) bridal gown, shoes, lingerie, jewelry, veil/hair piece
  2. b) groom’s clothes: tuxedo – purchase or rent?, suit?, shoes, shirt, undergarments
  3. c) bridesmaids’ dresses

*consider 3 options

1) bridal couple pays for bridesmaids’ dresses

2) each woman pays for her own dress & shoes

3) bridal couple pays for portion and bridesmaid pays for portion of expenses

  1. d) groomsmen clothes û rent tuxes or purchase suits, purchase shoes

*consider 2 options

1) couple pays for tux rental, shoes & extras

2) each groomsman pays for his own tux, shoes & clothes


  1. a) MUSIC



  1. b) flowers
  2. c) ceremony location rental: church, park, community centre, museum, art gallery
  3. d) officiant/ pastor/ minister fee


  1. a) rental of hall/ restaurant/ art gallery/ museum/ park/ church reception room
  2. b) flowers

-catering fees

  1. i) cost of meal
  2. ii) cost of catering services

iii) cost of tables & chairs rentals

  1. iv) cost of alcohol – decide whether or not to serve alcohol

v)cost of desserts and appetizers

  1. d) decorations
  2. e) entertainment û DJ or live band or musicians
  3. f) lighting & sound system


  1. a) cost of hotel/ resort accommodations
  2. b) cost of air or train travel
  3. c) cost of meals/ food
  4. d) cost of honeymoon travel; for excursions, dates, day trips
  5. e) cost of honeymoon clothes
  6. f) travel health insurance


  1. a) wedding planner
  2. b) wedding planning book
  3. c) bridal shower(s)

û does couple pay for bridal shower, or bride or groom’s friends/ family; lunch or dinner included?

  1. d) engagement party û does couple pay for party, or bride or groom’s friends/ family
  2. e) presents for husband & wife to give one another
  3. f) presents to give bridesmaids, groomsmen
  4. g) bride and groom’s wedding bands

I hope that you find these wedding planning ideas to be helpful to you and your groom as you plan your wedding budget. Feel free to print out this article and use it as a “To Do List” to guide your planning. Enjoy your journey towards becoming husband and wife!

Author Bio:

Over the years Jeffrey Howard has since worked on many blue-chip brands including Nissan, British Telecom, The AA and now working this guys –, as a marketing adviser. I’m super passionate about helping others live life with more freedom and flexibility, and a bit of travel thrown in for good measure.

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